Struggling to save money can be a lot like being too busy to pray.

My friend and I discovered this one day when we were talking about budgets. She told me she had started saving the first 10% of her paycheck in a savings account with the idea that, if the money was set aside before she ever saw it, she wouldn’t miss it so much.

She was amazed to discover how well this worked. Bills were still getting paid plus she had the joy of watching her savings account grow to a more stable amount.

It led us to a conversation about being too busy to pray.

When you wait to pray with the leftover moments of your day, prayer time doesn’t happen. Like a good paycheck, the time is all spent. But if you set aside time in your schedule up front, prayer time is much more likely to happen.

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If you’d like to have more prayer time, but you are just too busy to pray, follow these steps to get started.

Schedule prayer time first.

Think about your schedule and intentionally choose a time of day when you are most likely to find prayer life-giving and nourishing (and not just one more thing you have to get done before supper).

For me personally, I have found the moments right after I wake up are best for my special prayer time. There’s no way I’m getting out of bed for a run at 6:30 a.m. but I can drag myself to the couch and read a few verses of my Bible, talk to Jesus, listen and journal.

You might be different. Think about your day and your week. When is your most holy, quiet time slot? Schedule your prayer for that time. Give it primo calendar space.

Then schedule the rest of your work and responsibilities around your prayer time. I know it will be hard (especially at first), but give it a try and see what happens. Maybe, like my friend saving 10% right off the top, it won’t be as hard as you think.

Don’t wedge it in.

Whatever you do, don’t wedge prayer time in some tiny, unimportant moment of your day. Yes, pray on the drive to pick up kids or while you are doing dishes.

But the kind of prayer I’m talking about scheduling is the quiet, soul-filling moments when you just sit and waste time with God.

I get it. I’ve been there too, and I know how demanding this life can be with all the heavy responsibilities on our shoulders.


Then make your prayer time a priority. Do not see “prayer” or “church” on your schedule and let your mind translate that to say “open time slot.”

No matter what pops up, make your prayer time a priority appointment you keep with Jesus. It’s important to Him and honestly it’s important to you and your spiritual well-being too.

Start small.

Don’t set yourself up for disappointment by saying you’ll pray for an hour each day. Instead, start small. Maybe it’s 5 minutes with Jesus when you first wake up? Or reading a few verses of the Bible right before you go to bed? Maybe it’s an hour on your day off work?

Prayer is important. It’s your lifeline to God. Do not let the world, your busy schedule or your priorities tell you any different!

Start crafting your schedule around your prayer time rather than your prayer time around your schedule and see how it can change your life.

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